Combatting a Stolen Identity

Combatting a Stolen Identity As we discussed in last week’s article, being a victim of stolen identity can damage your chances of securing a good mortgage. That’s because of its impact on your credit. The sad part is, even if you catch the fraud, it can still take a long time for your credit report … Read more

What to Do if Someone Breaches Your Identity

How Identity Theft Can Stop You from Getting a Mortgage Even if you’ve taken all the steps to keep your identity safe, there’s still a chance someone can slip through the cracks If it’s already occurred, fret not. It may be a difficult road ahead, but there are some things you can do now to get … Read more

Using Your Budget to Help Manage Home Ownership

Using Your Budget to Help Manage Home Ownership Let’s say you’ve already managed to secure a mortgage for your home. Now the real fun begins. This is where your money managing skills will really be put to the test. There are a ton of considerations that you have to plan for in this case. Having a … Read more

The Impact of Taxes on Home Owning

The Impact of Taxes on Home Owning We all know that taxes are a big deal in any arena. Failing to meet their requirements can lead to some huge concerns, and even legal ramifications. And when it comes to owning a home, it’s imperative that you stay on top of the matter. But there are … Read more

Spotting Identity Fraud

Spotting Identity Fraud So far, we’ve covered how identity fraud can impact your finances, credit, and thus, chances of securing a solid home loan. We’ve also discussed who’s most at risk for falling victim to identity fraud. Today, let’s take a look at how one can determine whether or not someone’s been taking liberties with their … Read more

How Income Influences Home Buying

How Income Influences Home Buying Your income will have a major influence on big purchases, regardless of the avenue. If you’re trying to get a home, this is one of the main contributing factors to whether a lender will consider financing your home. Your best bet is to know the full extent of your finances like … Read more

How Budgeting Can Help with Home Buying

How Budgeting Can Help with Home Buying Budgeting can be a great tool, regardless of what your present intentions are.  But if you’re looking to make a large purchase, i.e., a new home, then you’ll really need to make it a priority. This is the case both before and after you purchase a home. If you’re … Read more

Why Creating a Family Budget is So Important

Why Creating a Family Budget is So Important Budgeting is hard. It takes discipline, sacrifice, patience, and a lot more when done right. Now extrapolate this concept to account for an entire family budget. Yes, it’s a daunting proposition to say the least. But, it’s so very necessary if ensuring your family’s financial security is a … Read more

What to Do When You’re Ready to Buy a Home

What to Do When You’re Ready to Buy a Home So, you’ve decided homeownership is the next item on your list of goals. Congratulations; this is a huge step regardless of your current standing. Whether it’s your first time as a homeowner, or you’re looking for something new, either way you have your work cut … Read more